Sumiya Fahmida
Finance & Accounting Professional
Who: Sumiya Fahmida
What: BBA Finance Graduate and Banking Professional
Where: Dhaka, Bangladesh
When: Graduated in September 2025, Banking Intern June-September 2025
Why: Passionate about financial education and making finance accessible to young professionals
How: Through practical banking experience, academic excellence, and educational content creation
Core Expertise
- Financial Analysis and CAMEL Rating
- Banking Operations and Islamic Finance
- Investment Strategy and Portfolio Management
- Financial Modeling and Data Visualization
- Risk Management and Capital Budgeting
Education
Degree: Bachelor of Business Administration in Finance
University: North South University
Location: Dhaka, Bangladesh
Graduation: September 2025
Status: Academic Coursework Completed
Professional Experience
Banking Intern
Company: Al-Arafah Islami Bank PLC
Branch: Bashundhara Branch
Duration: June 2025 - September 2025 (4 months)
Department: General Banking
Key Responsibilities:
- Customer form processing and account applications
- Cash management and transaction processing
- Bank reconciliation and financial reporting
- Shariah-compliant banking operations
Finance with Fahmida
Role: Author and Content Creator
Duration: January 2025 - Present
Platform: LinkedIn Blog and Newsletter
Mission: Simplifying finance for students and young professionals in Bangladesh
Academic Projects & Achievements
Bank Management Analysis
Companies Analyzed: Prime Bank Limited, One Bank Limited
Methodology: CAMEL Rating Assessment
Focus Areas: Capital adequacy, Asset quality, Management efficiency, Earnings, Liquidity
Outcome: Identified improvement areas in liquidity and asset quality
Financial Statement Analysis
Companies: Olympic Industries Limited, Walt Disney Company
Analysis Types: Ratio Analysis, DuPont Analysis, Cash Flow Evaluation, Enterprise Valuation
Key Achievement: Developed "Buy" recommendation for Walt Disney based on undervaluation analysis
Investment Portfolio Simulation
Objective: Build diversified investment portfolio
Result: Achieved returns above market benchmarks
Techniques: Scenario analysis, stress testing, Sharpe ratio optimization
Technical Skills
Financial Analysis
- CAMEL Rating and Banking Analysis
- Financial Statement Analysis
- Ratio Analysis and DuPont Framework
- Enterprise Valuation and DCF Modeling
Technology and Tools
- Microsoft Excel (Advanced Financial Modeling)
- Power BI (Data Visualization)
- NetSuite (Financial Management)
- Financial Reporting Software
Banking and Finance
- General Banking Operations
- Islamic Banking Principles
- Risk Management and Assessment
- Investment Strategy and Portfolio Management
Quick Facts
- Age: Early 20s, Finance Graduate from NSU
- Specialization: CAMEL Rating and Financial Analysis
- Current Role: Banking Intern at Al-Arafah Islami Bank PLC
- Education: BBA Finance, North South University (2025)
- Location: Dhaka, Bangladesh
- Content Creator: Finance with Fahmida blog
- Expertise: Banking Operations, Investment Strategy, Risk Management
- Industry Focus: Islamic Banking and Conventional Finance
- Career Goal: Finance Professional in Bangladesh Banking Sector
- Unique Value: Combining academic excellence with practical banking experience
Professional Summary
Sumiya Fahmida is a dedicated finance professional who graduated with a BBA in Finance from North South University in September 2025. Currently serving as a banking intern at Al-Arafah Islami Bank PLC in Dhaka, Bangladesh, she brings together academic excellence and practical banking experience. Her expertise spans financial analysis, CAMEL rating assessment, investment strategies, and Islamic banking operations. As the author of "Finance with Fahmida," she is passionate about financial education and making complex financial concepts accessible to students and young professionals in Bangladesh. Her unique combination of theoretical knowledge and hands-on banking experience positions her as an emerging leader in Bangladesh's financial sector.