Academic Projects

Bank Management Analysis

Assessed the financial health of Prime Bank and One Bank using the CAMEL Rating, identifying key areas for improvement in liquidity and asset quality.

Recommendations were projected to increase operational efficiency over two fiscal quarters.

CAMEL RatingBanking AnalysisFinancial Health AssessmentRisk Management

Financial Statement Analysis Report

Conducted a comparative analysis of Olympic Industries and Walt Disney.

Olympic Industries: Improved forecasting accuracy through comprehensive Ratio Analysis, DuPont Analysis, and Cash Flow Evaluation.

Walt Disney: Developed an Enterprise Valuation model, identifying undervaluation and supporting a "Buy" recommendation.

Financial AnalysisRatio AnalysisValuationResearch

Investment Portfolio Simulation

Built and managed a diversified mock investment portfolio, achieving returns above market benchmarks.

Risk Management: Minimized potential losses using scenario analysis and stress testing.

Optimization: Balanced asset allocation to achieve a favorable Sharpe ratio.

Portfolio ManagementRisk AnalysisInvestment StrategyFinancial Modeling

Corporate Finance: Capital Budgeting and Valuation Analysis

Analyzed the financial viability of two competing 8-year corporate investment opportunities (Sharon Corp. & IDGM Corp.) through rigorous capital budgeting and cash flow modeling.

Presented actionable recommendations to optimize investment decisions and resource allocation under capital constraints.

Supported recommendations with calculated IRR, NPV, and Payback metrics.

Capital BudgetingNPV AnalysisIRR CalculationFinancial Decision-Making

Project-Based Learning

These academic projects demonstrate my ability to apply financial concepts to real-world scenarios, analyze complex data, and develop actionable insights for business decision-making.

Sumiya FahmidaFinance & Accounting ProfessionalNorth South UniversityAl-Arafah Islami Bank PLCDhakaBangladeshsumiya.fahmida.nsu@gmail.com
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